Quickly get your best rates with ourLoans Melbourne Brokers
Simplify your finance search, speed up the process and secure your best rates using our broker services for Victorians. Get fast approval on personal and business finance with the most competitive rates from our 80+ lender market.
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Compare Our Highly Competitive Melbourne Loans Interest Rates – 80+ Lenders
Finding the best rates in the large Australian lending market can be confusing, time-consuming and challenging. We eliminate those issues by finding your best rate, from the most suitable lender, from our large number of lenders. Using our expertise to match customer profiles with lender criteria and using our leverage to negotiate the best rates and loan conditions.
Compare our competitive rates by estimating your loan repayments using our finance calculator. Rates vary with different types of loans, with different lenders and will vary with different individual applicant profiles and financials.
To find out the most competitive interest rate loan we can source for you, upload your details for a quote.
As specialists in commercial and consumer finance we have access to over 80 lenders. We’re accredited with the main banks, other banks, and a range of non-bank lenders including finance companies. Providing our brokers with quick industry-level access to find you the most competitive finance. Connect with our brokers for your quote.
- Most competitive rate finance – over 80 lenders.
- Expert brokers to find you best rate finance.
- Competitive rates for commercial & consumer loans.
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Using our expertise to match customer profiles with lender criteria and our leverage to negotiate the best rates and loan conditions, we streamline the process. For those seeking personal loans in Melbourne which borrowers trust, we offer tailored solutions with competitive rates.
Compare options by estimating your loan repayments using our finance calculator. Rates vary with different types of loans and individual applicant profiles. To find out the most competitive interest rate loan we can source for you, start an online quote today.
Choose Your Ideal Credit Product – Loans Melbourne Brokers Complete Range
Affordably invest in assets with finance tailored to meet your specific business objectives. Finance at highly competitive rates, terms negotiated in line with ownership cycles and ROI, and with fixed repayment schedules to work with your cash flow. Our comprehensive portfolio includes Lease, Chattel Mortgage, Rent-to-Own and Commercial Hire Purchase. All suitable for financing trucks, heavy vehicles, plant, machinery, equipment, commercial marine vessels, and motor vehicles. Our brokers handle each application individually and negotiate and structure solutions to suit requirements for all types of commercial operations – large companies, SMEs, sole traders, partnerships, ABN holders, family enterprises, trusts and micro businesses. We have proven experience in securing affordable asset finance across multiple industries including forestry, agriculture, mining, construction, hospitality, medical, personal and business services, retail, transport, manufacturing, wholesaling, engineering, IT and many others. Start the conversation with one of our brokers about the workable solutions we can secure for your asset finance requirements.
We provide business operators with a selection of commercial credit facilities designed to target specific problem areas and issues. A Lender Overdraft is a versatile facility used by many businesses to support cash flow and can be arranged on a short-term basis or as an ongoing line of credit. Late or delayed receipt of payments from customers can put major pressure on a commercial enterprise. Our Debtor Invoice Funding offers a cost-effective solution for many operators. Where finance is required for non-asset expenditure, we offer flexible Unsecured Business Loans at workable rates and terms. To discuss your specific issues and the solutions we may provide, connect with us today.
As specialists in commercial lending, our portfolio includes specialist Low Doc and No Doc Loans to assist those setting up a new operation and businesses that do not have full financials. These loans can be approved without financials, at workable rates, and structured to support the specific objectives of the growing business. Where a business faces problems with their credit rating, securing loans through traditional lenders can be a major issue. We assist bad credit businesses by working to secure finance through our non-bank lenders. For a private, no obligation, no judgement conversation about your finance requirements, speak with one of our brokers.
A secured loan is the ideal credit product for most private buyers of goods that can be used as loan collateral – cars, caravans, boats and motorcycles. With the funds secured with the collateral, lenders offer their best rates on this type of credit. We provide fixed rates, fixed terms and fixed monthly repayments. Providing an extremely affordable way to make major purchases a reality. Secured personal loans can suit new and quality second-hand goods, subject to their acceptance as collateral. Borrowing limits can be vast with individual credit limits based on the lender assessment of each individual application. As consumer credit, applicants will need to be over 18 years of age, have employment and income, Australian residence and residential status or visa, amongst other criteria. To check your eligibility for a secured loan, contact our brokers.
Achieving our objectives often requires financial assistance. Our Unsecured Personal Loans offer an extremely versatile credit option which may be used for holidays, medical and educational expenses, weddings and special events, and a wide range of other purposes not suited to a secured loan. Interest rates may be variable or fixed depending on individual lender products. Our competitive rates may make this credit product the right facility to assist you to achieve your objectives. To discuss if your purpose is suited to unsecured credit, speak with one of our brokers.
Tailored Asset Finance – Lease, Chattel Mortgage, CHP, Rent-to-Own
Affordably invest in assets with finance tailored to meet your specific business objectives. Finance at highly competitive rates, terms negotiated in line with ownership cycles and ROI, and with fixed repayment schedules to work with your cash flow. Our comprehensive portfolio includes Lease, Chattel Mortgage, Rent-to-Own and Commercial Hire Purchase. All suitable for financing trucks, heavy vehicles, plant, machinery, equipment, commercial marine vessels, and motor vehicles. Our brokers handle each application individually and negotiate and structure solutions to suit requirements for all types of commercial operations – large companies, SMEs, sole traders, partnerships, ABN holders, family enterprises, trusts and micro businesses. We have proven experience in securing affordable asset finance across multiple industries including forestry, agriculture, mining, construction, hospitality, medical, personal and business services, retail, transport, manufacturing, wholesaling, engineering, IT and many others. Start the conversation with one of our brokers about the workable solutions we can secure for your asset finance requirements.
Target Business Issues with Specific Commercial Loans
We provide business operators with a selection of commercial credit facilities designed to target specific problem areas and issues. A Lender Overdraft is a versatile facility used by many businesses to support cash flow and can be arranged on a short-term basis or as an ongoing line of credit. Late or delayed receipt of payments from customers can put major pressure on a commercial enterprise. Our Debtor Invoice Funding offers a cost-effective solution for many operators. Where finance is required for non-asset expenditure, we offer flexible Unsecured Business Loans at workable rates and terms. To discuss your specific issues and the solutions we may provide, connect with us today.
Support for New Operators & Businesses with Credit Issues
As specialists in commercial lending, our portfolio includes specialist Low Doc and No Doc Loans to assist those setting up a new operation and businesses that do not have full financials. These loans can be approved without financials, at workable rates, and structured to support the specific objectives of the growing business. Where a business faces problems with their credit rating, securing loans through traditional lenders can be a major issue. We assist bad credit businesses by working to secure finance through our non-bank lenders. For a private, no obligation, no judgement conversation about your finance requirements, speak with one of our brokers.
Make Major Purchases with Affordable Personal Secured Loans
A secured loan is the ideal credit product for most private buyers of goods that can be used as loan collateral – cars, caravans, boats and motorcycles. With the funds secured with the collateral, lenders offer their best rates on this type of credit. We provide fixed rates, fixed terms and fixed monthly repayments. Providing an extremely affordable way to make major purchases a reality. Secured personal loans can suit new and quality second-hand goods, subject to their acceptance as collateral. Borrowing limits can be vast with individual credit limits based on the lender assessment of each individual application. As consumer credit, applicants will need to be over 18 years of age, have employment and income, Australian residence and residential status or visa, amongst other criteria. To check your eligibility for a secured loan, contact our brokers.
Achieve Life Goals with an Unsecured Personal Loan
Achieving our objectives often requires financial assistance. Our Unsecured Personal Loans offer an extremely versatile credit option which may be used for holidays, medical and educational expenses, weddings and special events, and a wide range of other purposes not suited to a secured loan. Interest rates may be variable or fixed depending on individual lender products. Our competitive rates may make this credit product the right facility to assist you to achieve your objectives. To discuss if your purpose is suited to unsecured credit, speak with one of our brokers.
Quick, Direct Access to Specialist Loans Melbourne Brokers for Personal Service, Individually Tailored Finance Solutions
- Specialist business & personal finance brokers.
- Direct access, no referrals required.
- Personal attention and service.
- Save time, get our experts to source your best loan.
- Pre-approved finance available.
Easily Estimate Your Finance with Our Loans Melbourne Calculator
Not sure if you can afford to take on finance? Trying to decide between different priced goods to buy with a loan? Wanting an indication of your repayments before committing to a purchase? We have the answers – simply estimate your own loan repayments with our finance calculator.
This easy-use calculator generates estimated payments for business and personal loans based on the figures entered. Simply select the correct interest rate for the type of credit required. All figures can be changed to calculate repayments based on different loan amounts, over different terms and at different rates to compare loan products.
Estimate your finances to prepare and plan ahead of buying or applying. Use the calculator to compare rates and loans for goods at different prices. Review the repayments against your budget and cash flow to make deposit and purchase decisions.
This versatile device requires no special maths or finance knowledge or skill. The format is in line with similar online forms. Start getting your estimates and follow-up for a quote based on your specifics with one of our brokers.
- Get quick estimates on all loan products.
- Plan your loan before applying.
- Support deposit, finance and purchase decisions.
Our Loans Melbourne Broker Service Makes Applying Easy - Fast Approvals!
Using our expert finance broker service simplifies the procedure of securing affordable finance. Start by uploading your details. We’ll assign one of our brokers to handle your individual requirements and let you know the financials, docs and details needed for your application. We’ll also check your eligibility, find you the most suitable lender, the most suitable loan and most importantly, the best rates.
Your broker will provide advice and explanations in simple terms, process your application and even assist with settlement. Many applicants receive their approval within 24 hours and pre-approved loans are available. Our convenient online applications mean you can apply at a time to suit you. Start now!
The most frequently asked questions
What is the best personal loan for a new camper trailer?
New camper trailers would generally be accepted as suitable collateral for a Secured RV Loan. This type of loan attracts the best rates which are fixed, fixed terms, and fixed monthly repayments. No extra collateral may be required, subject to lender approval of individual applications.
What do I need to be eligible for a business loan?
To be eligible for business finance, enterprises must have a current ABN and identification. GST registration is not an essential requirement. Some lenders require a minimum 12-24 month trading period to be eligible for their loans. The commercial application requires a range of financial documents such as annual accounts, tax returns, profit and loss statements, BAS returns, bank statements, turnover figures and asset and liability schedules.
Are car loans at the same interest rates as new car loans?
Rates on used car loans are typically different from rates for new car loans. Lenders displaying their best rates will typically be for new goods, unless otherwise indicated.
What is the best finance for heavy vehicles?
Heavy vehicles can be financed with Leasing, Commercial Hire Purchase, Rent-to-Own or Chattel Mortgage. Business owners select the finance product which is compatible with their accounting method and is in line with their approach to the balance sheet and taxation.
Can I get a personal loan for medical expenses?
An Unsecured Personal Loan may suit covering medical expenses. This credit product does not require collateral and can be used for a wide range of personal expenses. Approval subject to individual lender guidelines.
Can I include the trailer in a boat loan?
Where a trailer and boat are being purchased together from the same supplier, they can usually both be financed in the one boat loan. Where the purchases are made at separate times, different loans would be required.
What are the equipment finance options for a new business?
Equipment can be financed with Rent-to-Own, Chattel Mortgage, Commercial Hire Purchase or Leasing. Where a new business does not have all the financials and documents to complete the standard application form, they may require Low Doc or No Doc Equipment Finance. This can be sourced through brokers and specialist lenders.
Will my business loan be tax deductible?
Tax deductions on business loans vary. Lease and Rent-to-Own have deductible payments. CHP and Chattel Mortgage realise a deduction via asset depreciation and interest payments. Interest on overdrafts and specialist commercial credit are usually deductible. With Unsecured Business Loans, operators should consult with their accountant about the tax deduction position.
What finance terms are available on heavy vehicle loans?
Terms for heavy vehicle finance are typically available for up to 7 years.
What is a finance calculator?
A finance calculator is an online device provided by brokers and lenders to enable loan seekers to estimate their loan. Users enter the figures for the loan they require to generate an estimate of monthly repayments.
Let Easy Finance simplify the process by taking care of the complicated steps
